Category Archives: CitiBank

Deal Alert: Limited-Time Offer 75,000 Points for The Citi Hilton Visa Card.

The Hilton Visa has a limited-time offer of 75,000 points after spending $2,000 in the first three months

For next week until September 28, 2015 The Citi Hilton HHonors Visa is offering 75,000 bonus points after spending just $2000 in the first 3 months. This is the best offer I have ever seen for this credit card and it comes with no annual fee.

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Best Credit Cards for Miles and Points Beginners

Waikiki, Hawaii

Waikiki, Hawaii

People often come across my Blog in search for some­thing travel related and are aston­ished by the miles and points world and all the pos­si­bil­i­ties. They want to know how to get in the game for free travel and the best way to enter. Friends and fam­ily and their friends will often hear about all the free trips they’re tak­ing and then have the same ques­tion. The best way to start rack­ing up miles and points is by sign­ing up for a few credit card bonuses, but begin­ners need to know what the right credit cards are. So I put together a list of credit cards for begin­ner travelers.

Before starting, I’d like to issue a bit of a warn­ing. You should only sign up for credit cards if you already have good credit and can pay off the bal­ance in full every month. The APR on high yield rewards cards is high and car­ry­ing a bal­ance and pay­ing inter­est will quickly negate the value of any rewards you may earn. If you have the dis­ci­pline to not rack up debt and keep your finances orga­nized, the miles and points game can be extremely reward­ing (and it is for me with lux­ury hotels and first class tick­ets). Although I lose 3–5 points on my credit score when I apply for a new credit card, it comes back after a few months. My score also ben­e­fits from hav­ing a low credit usage ratio, which means I have a lot of credit and use very lit­tle of it, mak­ing me look very respon­si­ble in the credit card bureau scor­ing model. After years of col­lect­ing miles and points, I’ve been able to main­tain an excel­lent credit score of 750 and take great trips at the same time! Read the rest of this entry

Award Travel Genius

Traveling the world for free with points and miles!

MaldivesDreamer

If you can dream it - you can do it

Thirdeyemom

A Travel Blog - Traveling the World and Doing Good

View from the Wing

Traveling the world for free with points and miles!

Wandering Earl

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Adventurous Kate

Traveling the world for free with points and miles!

Bucket List Publications

Indulge- Travel, Adventure, & New Experiences

Family Miler

Travel the world as a family for (almost) free!

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