American Express Small Business Saturday Registration Starting Nov 24 at Midnight

By Guillermo Rodriguez (Award Travel Points)

Back in September, American Express announced that its annual Small Business Saturday promotion where Amex cardholders can get statement credits for using their card on purchases at participating local merchants would be taking place on Saturday, November 30 this year. Though details were scarce at the time, the company has since said registration would open at 12:00am (midnight) Mountain Standard Time on Sunday, November 24, and would remain open until 11:59pm MST on November 30.

Small Business Saturday will return this year on November 30th.

Small Business Saturday will return this year on November 30th. Continue reading

Best Credit Cards for Miles and Points Beginners

Waikiki, Hawaii

Waikiki, Hawaii

People often come across my Blog in search for some­thing travel related and are aston­ished by the miles and points world and all the pos­si­bil­i­ties. They want to know how to get in the game for free travel and the best way to enter. Friends and fam­ily and their friends will often hear about all the free trips they’re tak­ing and then have the same ques­tion. The best way to start rack­ing up miles and points is by sign­ing up for a few credit card bonuses, but begin­ners need to know what the right credit cards are. So I put together a list of credit cards for begin­ner travelers.

Before starting, I’d like to issue a bit of a warn­ing. You should only sign up for credit cards if you already have good credit and can pay off the bal­ance in full every month. The APR on high yield rewards cards is high and car­ry­ing a bal­ance and pay­ing inter­est will quickly negate the value of any rewards you may earn. If you have the dis­ci­pline to not rack up debt and keep your finances orga­nized, the miles and points game can be extremely reward­ing (and it is for me with lux­ury hotels and first class tick­ets). Although I lose 3–5 points on my credit score when I apply for a new credit card, it comes back after a few months. My score also ben­e­fits from hav­ing a low credit usage ratio, which means I have a lot of credit and use very lit­tle of it, mak­ing me look very respon­si­ble in the credit card bureau scor­ing model. After years of col­lect­ing miles and points, I’ve been able to main­tain an excel­lent credit score of 750 and take great trips at the same time! Continue reading

Information on How Your Credit Score Works

One of the easiest way to accrue a ton of miles is through credit card sign-ups.  All it takes is a decent credit score and a little bit of time and spending and you can have more than enough miles to travel around the world in first class – several times over. However, there are definite pitfalls to the credit card game, so you have to play smart in order to come out ahead. Luckily the rules aren’t that difficult, but it does take some time to understand what is involved. Continue reading

Info on Multiple Credit Card Applications Spree Day! Stay Organized

Best College Student Travel Rewards Credit CardsIt’s not uncommon to be approved for 10+ credit cards on a single day. Especially if you are new to miles and points and have lots of credit card opportunities. As you become more advanced, your choices become limited.

A good first credit card application spree will include some (or all) of the following cards: Continue reading

Should You Transfer Amex Membership Rewards Points To Virgin Atlantic or Other Partners For Free Flights?

Feel like flying Virgin? You have some options!

by Award Travel Points on October 21, 2013

With the current 30% Amex Membership Reward Points transfer bonus to Virgin atlantic – which is available now through November 30, 2013 – Many people are want to know whether transferring to Virgin makes sense for their flying needs. So I put together this post to discuss some other options for transferring Amex points into miles with other airlines who are partners with both Membership Rewards and Virgin Atlantic for flights on Virgin to help you compare your options and whether actually transferring to Virgin makes sense. Continue reading

American Express Small Business Saturday November 30 –$10 Statement Credit special

American Express’s annual Small Business Saturday, where Amex cardholders can receive statement credits on purchases made with their American Express cards at local businesses, will be taking place on Saturday, November 30 (right after Thanksgiving) this year. Since it launched in 2010, the has become a part of the “post-Thanksgiving” shopping craze, joining Black Friday and Cyber Monday as one of the busiest shopping days of the year, and one on which merchants welcome shoppers with arms wide open in the hopes of spurring a record holiday sales season.

Small Business Saturday will return this year on November 30th.

Small Business Saturday will return this year on November 30th. Continue reading

10 Reasons To Get A Travel Credit Card Without Annual Fees

When it comes to travel credit cards, the ones that often get the most attention are the premium ones many issuers offer that allow you to bank points and miles to airline programs or, my favorite, to accrue into a central pool that can be transferred to numerous programs. The thing is, though these sought-after cards earn you points that can be worth a ton of value, many of them charge annual fees, which can sometimes be in the hundreds of dollars.

What many people don’t realize, however, is that there are plenty of great points-earning travel credit cards that don’t charge annual fees, but which can still help you rack up the points you need to get where you want – and there are a lot of good reasons to consider them for your points portfolio.

Main credit score factors

Main credit score factors Continue reading

Quick Review of Italy and Spain

Hello everyone! Today I would like to post a quick trip review of my most recent adventure: Italy & Spain. This trip was really as a graduation gift for my sister and also an anniversary present for my parents. I was able to accomplish it entirely through points and miles. Thanks to the United Airlines credit card (Chase Bank), we were able to redeem the round-trip flight tickets for free with one of their partner airlines: Lufthansa. Also, thanks to the SPG credit card (American Express) and  Marriott credit card (Chase Bank), we were able to redeem free nights in the hotels we stayed in.

I hope you guys enjoy the few pics I posted on this trip and if any of you have questions on how I did this, please feel free to comment below and I will respond soon after. Thank you!!!

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